Author Archives: Site Administrator
How Do I Find the Right Estate Planning Attorney?
When looking for an estate planning attorney, many people feel more comfortable with getting a personal referral, than by trying to find an attorney on their own. While a referral from friends can be a good start to finding an experienced attorney, it may not be enough to cultivate a successful working relationship, says… Read More »
Am I Too Young to Start Thinking About Estate Planning?
Many people believe they’re too young to begin thinking about estate planning. Others say they don’t have significant enough assets to make the process of planning worthwhile. However, the truth is that everyone needs estate planning. If you have any assets, and you intend to give those assets to a loved one, you need… Read More »
Do You Have a Will?
Drafting a will is an essential component of estate planning. Drafting a will with an experienced estate planning attorney helps avoid unnecessary work and perhaps some stress, when a family member passes away. A will permits the heirs to act with the decedent’s wishes in mind and can make certain that assets and possessions… Read More »
What Exactly is Long-Term Care Insurance?
Some people confuse Long-Term Care (LTC) with Long-Term Disability Insurance. The disability insurance coverage is designed to replace earned income in the event of a disability. Others think that LTC is a type of medical insurance. nj.com’s recent article entitled “The benefits of long-term care insurance” explains that long-term care insurance isn’t meant to… Read More »
Why is Financial Fraud So Risky for Seniors?
“[Financial fraud] is a very high risk for 100 percent of the elderly population, ” said North Carolina Secretary of State Elaine Marshall. “Senior citizens have social security coming [in]. Maybe they have a pension [or] some savings. This is a magnet for crooks and people who want to take their golden years away… Read More »
How To Keep Your Financial Resolutions in 2019
New Year’s Resolutions: we all make them but keeping them is another story. About 30% of all Americans plan on making financial resolutions for the year ahead, reports CNBC in the article “The secret to keeping next year’s financial resolutions.” Getting more specific, most of the 2, 000 people surveyed by Fidelity said they… Read More »