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Category Archives: Long Term Care Insurance

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The Coming Collapse of Long-Term Care Health Insurance

By Fisher Law LLC |

Routine estimates predict that about 50 percent of older adults will require long-term care at some stage of their lives. If you are an adult 65 or more, the percentage moves up to 70 percent. However, the demand for long-term care far outnumbers an affordable or even existing supply. For years the private sector… Read More »

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Can I Afford In-Home Elderly Care?

By Fisher Law LLC |

Staying at home isn’t always affordable, according to a recent US News and World Report article. The article, entitled “Can You Afford In-Home Elderly Care?”, says about 80% of seniors are concerned about being able to afford home health care costs, based on a 2019 SCAN Health Plan survey. Paying for personalized in-home senior… Read More »

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When Do We Need an Elder Law Attorney?

By Fisher Law LLC |

Kiplinger’s article “When Elder Care Requires Legal Advice” explains that this is when a lot of panicked calls are made to elder law attorneys. These attorneys specialize in planning for the legal complications that can arise in old age. However, seldom do people think to consult one preemptively to avoid making that panicked phone… Read More »

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What’s the Latest Trend in Long-Term Care Insurance?

By Fisher Law LLC |

Approximately half of Americans turning age 65 today will require some type of long-term care (LTC) in their lives. The older a person, the more likely he or she will need LTC at some point. The Treasury Department also reminds us about the general aging of the national population because much of the baby… Read More »

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How Do I Find a Great Elder Law Attorney?

By Fisher Law LLC |

Elder law attorneys specialize in legal affairs that uniquely concern seniors and their adult children, says Explosion’s recent article entitled “The Complete Guide on How to Find an Elder Law Attorney.” Finding the right elder law attorney can be a big task. However, with the right tips, you can find an experienced elder law… Read More »

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Protection from Long-Term Care Insurance Fraud

By Fisher Law LLC |

Long-term care (LTC) insurance is an important issue. However, making matters harder for many seniors is the prospect of long-term care insurance fraud. The Street’s recent article entitled “How to Protect Yourself and Your Family From Long-Term Care Insurance Scams” say this is a major issue with the skyrocketing costs of long-term care services… Read More »

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What Do I Need to Retire?

By Fisher Law LLC |

Research from the Employee Benefit Research Institute’s Retirement Confidence Survey shows a lack of preparation in retirement planning. According to the annual survey, 66% of those 55 years and older said they were confident they had sufficient savings to live comfortably throughout retirement. However, just 48% within the same age group haven’t figured out… Read More »

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How Do I Protect Property If I Need Long-Term Care?

By Fisher Law LLC |

Nearly 90% of those over age 65 would say they’d prefer to stay in their home and live independently as they age. However, even if you are one of those people, you need to make certain that you have a plan in place to ensure your assets can go toward the things you want,… Read More »

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What Do We Know about Early-Onset Dementia?

By Fisher Law LLC |

Rita Benezra Obeiter, 59, is a former pediatrician who was diagnosed several years ago with early-onset dementia, a rare form of the disease. When this occurs in people under age 65, the conditions cause additional and unique issues because they are so unexpected and because most of the potentially helpful programs and services are… Read More »

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How Much Money Is Needed for Long-Term Care?

By Fisher Law LLC |

You probably know that healthcare is a big expense for retirees. If you don’t, it is important to understand that the cost of long-term care is very high. Research shows that 70% of seniors 65 and over will require some type of long-term care in their lifetime. This could be as little as a… Read More »

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